Chad Creveling, CFA and Peggy Creveling, CFA |
As you look for a holiday gift for your favorite expat, or perhaps just for some interesting reading for yourself over the holidays, have a look through our annual list of highly rated books from 2016, especially selected with the expat reader in mind. All can be easily purchased on the internet, and while some are more serious, some are just for fun. For those expats who may live far away, most of these titles...
Chad Creveling, CFA and Peggy Creveling, CFA |
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission: Individual retirement accounts can be a great tool for those saving for retirement. The combination of tax-deductible contributions and tax deferral often allows funds to compound faster than in a taxable account. But the problem for...
Chad Creveling, CFA and Peggy Creveling, CFA |
Expat Americans married to foreign spouses and who have kids who one day plan to attend college face special challenges (and opportunities) when saving for higher education. One challenge is simply the costs involved. In the U.S., university tuitions have been increasing at above-average inflation rates for years. Although one option to help cut the cost may be to send your kids to a non-U.S. school, universities outside the U.S. are also not as affordable...
By Peggy Creveling, CFA and Chad Creveling, CFA This article is for general information purposes only and is not intended as specific tax advice. Please consult your tax advisor for advice relevant to your situation. If you're an American working overseas who's a contractor, sole proprietor, or small business owner, you may think that there are few U.S. tax-advantaged choices available to help you save for retirement. Those expats not working for U.S. firms are...
Chad Creveling, CFA and Peggy Creveling, CFA |
This article is for general information purposes only and is not intended as specific tax advice. Please consult your tax advisor for advice relevant to your situation. If you're an American expat with kids who one day plan to attend college or university, you've probably read or heard about how quickly the cost of higher education has been rising. Recent figures bear this out; according to the latest survey by The College Board , the...
Chad Creveling, CFA and Peggy Creveling, CFA |
The Chartered Financial Analyst ® designation is one of the most respected accreditations in the investment and wealth advisory industries. It is recognized by employers, investment professionals, and investors around the world as the definitive standard by which to measure serious investment professionals. With the first designations awarded in 1963, the CFA Institute now has more than 135,000 charterholders working in over 150 countries and territories across the globe. To become a CFA charterholder, individuals...
When it comes to building an investment portfolio, one of the first decisions many expats need to make is selecting an appropriate global custodian. A custodian is a financial institution such as a brokerage, asset management company or bank where you can hold your investment assets and buy and sell various global investment products. It may also provide various banking facilities, such as savings accounts, checking facilities, debit cards and other services. There are a...
Chad Creveling, CFA and Peggy Creveling, CFA |
Investors generally claim they value consistent portfolio returns, but in practice often act in ways that increase both volatility and portfolio risk. Why are consistent portfolio returns important? Because strategies that consistently compound modest returns outperform investment strategies that generate more variable returns but also generate the occasional home run. A more subtle reason is that consistent performance makes it psychologically easier for investors to stick with their investment strategies over the long run. Slow...
Chad Creveling, CFA and Peggy Creveling, CFA |
One of the first financial questions foreigners planning to move to Thailand often have is how to transfer money in and out of the country. To help expats who are new to Thailand decide on which method suits their situation, we’ve described a few of the options below: Bank Wire Transfers—Best Way to Move Large Sums: If you plan to transfer a sizable amount of money between two bank accounts and you need a record...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission: As Americans living overseas know, U.S. citizens and green-card holders must pay U.S. tax on their worldwide income, no matter where they live or are considered tax residents. In recent years, the introduction of the Foreign...
Chad Creveling, CFA and Peggy Creveling, CFA |
By Chad Creveling, CFA and Peggy Creveling, CFA So far 2016 has ushered in a significant bout of volatility and fear in the markets. No one likes to see their portfolio drop in value, even temporarily, but much of the angst for many investors comes from preconceived notions about investing and returns that often do not match the reality of the markets. Unfortunately, misleading assumptions about investing can cause investors to make poor decisions, abandon...
Chad Creveling, CFA and Peggy Creveling, CFA |
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission: Managing your money is hard enough when you're not constantly recalculating exchange rates. Chad and Peggy Creveling of Creveling & Creveling Private Wealth Advisory offer some strategies in this latest "Ask an Expert" edition. Q: I'm...