The CFA Institute

Chad and Peggy Creveling belong to the CFA Institute, and are holders of the Chartered Financial Analyst (CFA) designation. A global membership organization, the CFA Institute leads the investment industry in setting the highest standards of ethics and professional excellence and by vigorously advocating for fair and transparent capital markets.

First awarded in 1963, the CFA charter has become known as a designation of professional excellence around the world. Employers and investors recognize the CFA designation as the definitive standard for measuring competence and integrity in the fields of portfolio management and investment analysis.

“The Chartered Financial Analyst (CFA) qualification is roughly equivalent to a specialised postgraduate finance degree, including a mixture of economics, ethics, law and accountancy.”—The Economist 24 Feb 2005

“CFA is a challenging qualification, requiring candidates not only to master theory, but detailed knowledge of regulations in particular jurisdictions. It typically takes three years to complete, involving a minimum of 250 hours (of study) a year.” –The Financial Times 22 June 2009

“Certified Financial Planner, Certified Investment Management Analyst, and Chartered Financial Analyst all have strong requirements, but the CFA is the strongest for investors."—Business Week 18 Dec 2008

Chad and Peggy Creveling are also founding members of the CFA Society of Thailand. Established in 2003, the CFA Society of Thailand is one of 134 affiliated societies in 55 countries whose purpose is to encourage the development of the investment industry in Thailand and to improve the professional competence and integrity of its investment professionals.

Visit to learn more: http://www.cfainstitute.org | http://www.membersocieties.org/thailand

Charles Schwab

For our US clients, Creveling & Creveling is a member of the Schwab International Institutional’s network of selected independent advisors. Schwab International Institutional is a part of Charles Schwab & Co., Inc and provides high-quality, low-cost account custody and brokerage services. With C&C and Schwab Institutional, US clients receive the best of independent investment counsel combined with the services of a highly-respected, low-cost brokerage firm. C&C receives no compensation from Charles Schwab for using their services for client accounts, and provides independent, unbiased advice with no pressure or incentives from Schwab or anyone else to recommend investments. We are therefore free to recommend the low-cost and appropriate choices that are in our clients' best interests.

Morningstar

Morningstar is an independent international investment research company. Creveling & Creveling subscribes to Morningstar’s institutional advisor services to gain access to research, data, and performance information on more than 300,000 investment offerings in over 35 countries and offshore locations around the world, to include stocks, mutual funds, ETFs, hedge funds, REITs, annuities, and similar vehicles.

www.morningstar.com

Litman/Gregory

Creveling & Creveling employs many of sources for independent investment research to support its investment advisory service. Of particular note is Litman/Gregory, a top-tier asset management firm with more than USD 5 billion under management. Creveling & Creveling partners with Litman/Gregory for in-depth asset class research and fund due diligence. The firm employs a very detailed and highly disciplined approach to economic, asset allocation, and fund research based on core beliefs similar to ours.

Visit to learn more: www.litmangregory.com

NAPFA

Chad Creveling is an international associate member of the National Association of Personal Financial Advisors (NAPFA), which provides consumers with access to truly comprehensive, strictly fee-only financial advisors. NAPFA outlines the highest membership standards possible for professional competency, comprehensive financial planning, and fee-only compensation so consumers can achieve their financial dreams.

Visit to learn more: www.napfa.org

The Financial Planning Association (FPA)

Chad and Peggy Creveling are members of the Financial Planning Association (FPA), a global membership organization for the financial planning community. FPA members are committed to supporting the financial planning process and to helping people make smarter decisions to achieve their goals and dreams. The FPA believes that everyone needs professional, objective advice to make smart financial decisions.

FPA members demonstrate a commitment to the highest standards of professional competence, ethical conduct, and clear, complete disclosure for financial planning professionals. Members cultivate the body of knowledge necessary for financial planning, as well as share best practices and encourage professional development.

Read more here: http://www.fpanet.org

Global Custodians

Creveling & Creveling maintains institutional relationships with leading custodians in both the U.S. and offshore markets in order to provide you a simplified, seamless experience to managing your financial affairs while living and working overseas. Major benefits include:

• The security of having your investment assets held at globally recognized custodians in the United States and other tightly regulated jurisdictions as appropriate for your nationality and unique situation.


• Access to an extensive, global array of quality, no-load investment products to include stocks, mutual funds, ETFs, cash management, alternative investments, hedging strategies, and other products.


• Simplified management of your investment assets on one platform, rather than managing disparate accounts scattered around the world.


• The ease and convenience of managing your financial affairs securely online.


• The ability to receive consolidated performance reporting on your overall financial situation.

Our customized advisory service, backed by the resources of leading globally recognized custodians, provides the highest level of service to you in the markets where you live and work.